Nestled in Vélez-Málaga, property HQL-KT6XM represents a pragmatic intersection of new-construction quality and coastal investment potential. Listed at EUR 388,000, this three-bedroom, two-bath terraced house (95 sqm living area on a 122 sqm plot) is a concise case study in how a locally-focused agency can uncover assets suited to international buyers seeking stable rental demand and straightforward ownership in Andalucía.

Discovering the Vélez-Málaga terraced house with Costa del Sol Specialist

This newly built (2025) terraced house sits in Urbanización Castillo de Lagos and combines compact interior efficiency with outdoor living that matters for both owner-occupiers and short-to-medium-term lettings. As shown in the photos, the open-plan living area extends onto a terrace with sea views while a private pool and garden create an immediate amenity set that supports higher seasonal rates than comparable units without outdoor space.

Property highlights in plain numbers

Price: EUR 388,000 — Living area: 95.00 sqm — Plot: 122.00 sqm — Bedrooms: 3 — Bathrooms: 2 — Year built: 2025 — Key features: sea view, private swimming pool, terrace, garden, furnished, air conditioning, new construction.

The images capture what matters for rental and resale comparability: honest exterior context, a usable terrace with sightlines to the Mediterranean, and interiors staged to reflect tenant-ready finishes. For an investor model, these visual cues reduce marketing friction and accelerate time-on-market — a metric Costa del Sol Specialist tracks across similar listings in the province.

How Costa del Sol Specialist sources and positions listings like this

Costa del Sol Specialist operates from Málaga and focuses on luxury, investment, new-construction and vacation homes. Their decade in market activity shows in selective sourcing: they prioritise properties with clear amenity-led differentiation (private pools, sea views, outdoor rooms) and construction quality that minimizes short-term capital expenditure for buyers. This Vélez-Málaga terrace was selected because it meets those criteria and sits in a micro-location with proven tourist flow and accessible commuter links.

Agency processes that add measurable value

1) Local underwriting: on-the-ground comparables and occupancy data to model realistic rental yields. 2) Documentation-first diligence: clear chain-of-title checks and new-construction warranties to limit transaction risk. 3) Tenant-market positioning: furnishing and layout suggestions calibrated to short-stay and long-term demand. 4) After-sale service: property management and lettings coordination to convert acquisition into net income.

For international buyers, these processes matter because they convert a list price into a forecasted net yield and an action plan. Costa del Sol Specialist publishes the assumptions it uses for rental scenarios (seasonal occupancy, average nightly rate, management fee) which allows buyers to stress-test returns rather than rely on headline yields alone.

Vélez-Málaga: market characteristics that shape returns

Vélez-Málaga combines coastal accessibility with town-level affordability versus Málaga city or Marbella. For buyers targeting steady rental income, the town offers a diversified demand pool: local tenants, holiday visitors seeking quieter coastal bases, and longer-stay expats. The property’s proximity to transport corridors and the regional rail and road network increases its usable catchment for seasonal lettings and year-round rentals alike.

Risk factors investors should model

Seasonality — expect higher occupancy in summer months; include off-season vacancy in cashflow models. Regulatory change — short-term rental rules in Andalucía can shift; check municipal permits. Running costs — pool maintenance, community fees and insurance reduce gross receipts. Price per sqm movement — new-build premium at sale must be weighed against local resale comparables.

Costa del Sol Specialist helps buyers quantify these risks with scenario outputs: conservative, base and optimistic rental cases, each with explicit assumptions on occupancy, rates and fees. For this terraced house, the presence of a private pool and furnished interiors creates a premium on nightly rates versus unfurnished counterparts — a defensible line-item in yield calculations.

Reading the photos: what the images reveal about asset quality

The supplied photographs (automatically inserted in the article) are informative: exterior frames show building lines, street access and slope; terrace images demonstrate sun exposure and sea sightlines; interior shots confirm fitted appliances, air-conditioning installations and the furnishing standard. These visual confirmations reduce the subjective premium and allow a modelling approach that treats refurbishment risk as low.

When evaluating similar properties, prioritize photographs that evidence three things: 1) clear external context (neighbourhood condition and access), 2) usable outdoor space (measured terraces/gardens, not nominal), and 3) mechanical installations (A/C, glazing, warranties) that reduce immediate capex. Costa del Sol Specialist consistently uses the same photo checklist when onboarding listings, which increases comparability across their portfolio.

Practical next steps for international buyers

1) Request Costa del Sol Specialist’s rental-scenario workbook for this property to see conservative and base-case net yields. 2) Commission an independent technical survey for new-build warranty confirmation and any latent defects. 3) Clarify total acquisition costs (taxes, notary, registration, agency fee) to compute cash required and break-even occupancy. 4) Discuss property management options with the agency to convert the asset to income from day one.

Costa del Sol Specialist’s local presence shortens due-diligence timelines for international buyers: they can arrange viewings, host bilingual finance and legal introductions, and provide historical letting performance for comparable units. Their average client rating (4.8) and ten years in business signal operational continuity — important for buyers who will rely on local partners post-purchase.

In summary, this Vélez-Málaga terraced house exemplifies the type of asset Costa del Sol Specialist brings to international investors: new construction, defensible rental features (pool, sea view, furnished), and location fundamentals that support steady demand. If your objective is predictable income with manageable operating risk in Andalucía, this listing is worth modelling — and Costa del Sol Specialist can provide the data pack and local execution to make that analysis actionable.

Contact Costa del Sol Specialist to request the full investment pack for this Vélez-Málaga property, including the agency’s rental assumptions, comparable lettings, and a breakdown of acquisition costs. The photos included with the listing provide an immediate fidelity check; the agency supplies the quantitative detail you need to move from interest to investment with clarity.